{"id":7048,"date":"2023-07-15T02:33:27","date_gmt":"2023-07-14T23:33:27","guid":{"rendered":"https:\/\/total.web-id.net\/%d0%bd%d0%be%d0%b2-%d0%be%d0%bf%d0%b8%d1%82-%d0%b7%d0%b0-%d1%81%d0%b8%d1%81%d1%82%d0%b5%d0%bc%d0%b0%d1%82%d0%b0-%d0%b1%d0%be%d0%bd%d1%83%d1%81-%d0%bc%d0%b0%d0%bb%d1%83%d1%81-%d0%bf\/"},"modified":"2025-03-28T00:44:08","modified_gmt":"2025-03-27T21:44:08","slug":"%d0%bd%d0%be%d0%b2-%d0%be%d0%bf%d0%b8%d1%82-%d0%b7%d0%b0-%d1%81%d0%b8%d1%81%d1%82%d0%b5%d0%bc%d0%b0%d1%82%d0%b0-%d0%b1%d0%be%d0%bd%d1%83%d1%81-%d0%bc%d0%b0%d0%bb%d1%83%d1%81-%d0%bf","status":"publish","type":"post","link":"https:\/\/totalins.eu\/en\/%d0%bd%d0%be%d0%b2-%d0%be%d0%bf%d0%b8%d1%82-%d0%b7%d0%b0-%d1%81%d0%b8%d1%81%d1%82%d0%b5%d0%bc%d0%b0%d1%82%d0%b0-%d0%b1%d0%be%d0%bd%d1%83%d1%81-%d0%bc%d0%b0%d0%bb%d1%83%d1%81-%d0%bf\/","title":{"rendered":"New Attempt for the &#8220;Bonus-Malus&#8221; System in Compulsory Motor Third-Party Liability Insurance"},"content":{"rendered":"<p>New Attempt for the &#8220;Bonus-Malus&#8221; System in Compulsory Motor Third-Party Liability Insurance<\/p>\n<p>Drivers with more violations will have to pay higher insurance premiums.<\/p>\n<p>The regulation for the &#8220;Bonus-Malus&#8221; system under the compulsory Motor Third-Party Liability (MTPL) insurance is included in the legislative program of the Financial Supervision Commission (FSC) for the period from July 1 to December 31, 2023, according to the FSC&#8217;s website.<\/p>\n<p>This marks yet another attempt by the commission to discuss and adopt the regulation. Last year, the FSC had planned for the regulation to be finalized by the end of 2022, but this did not happen.<\/p>\n<p>The &#8220;Bonus-Malus&#8221; system aims to make drivers with more violations pay higher MTPL insurance premiums, while law-abiding drivers will receive discounts.<\/p>\n<p>The current program states that the regulation will establish uniform requirements for adjusting the insurance premium based on the driver\u2019s behavior on the road and\/or the damages caused, as well as the procedures and conditions for applying these adjustments.<\/p>\n<p>There is no specific deadline for adopting the regulation in the program. However, it is noted that the draft will be discussed by the FSC three months after the publication of an amendment to the Insurance Code, with an expected adoption five months after the changes are published. The same deadlines apply to amendments in the regulation on compulsory MTPL insurance for motorists and the &#8220;Accident&#8221; insurance for passengers in public transport. These amendments aim to regulate the issuance of the &#8220;Green Card&#8221; certificate and the procedures for reporting insurance policies.<\/p>\n<p>The program also includes the adoption of a new methodology for determining the amount of compensation for injured parties in cases of bodily harm and death.<\/p>\n<p>Source: PARITENI.BG<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0422\u044f \u043f\u0440\u0435\u0434\u0432\u0438\u0436\u0434\u0430 \u0432\u043e\u0434\u0430\u0447\u0438\u0442\u0435 \u0441 \u043f\u043e\u0432\u0435\u0447\u0435 \u043d\u0430\u0440\u0443\u0448\u0435\u043d\u0438\u044f \u0434\u0430 \u043f\u043b\u0430\u0449\u0430\u0442 \u043f\u043e-\u0432\u0438\u0441\u043e\u043a\u0430 \u0437\u0430\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u043a\u0438<\/p>\n","protected":false},"author":1,"featured_media":6497,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[34],"tags":[],"class_list":["post-7048","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-insurance-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>New Attempt for the &quot;Bonus-Malus&quot; 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